2nd Generation Telematics Solutions for New Age Motor Insurance

Helping you with customer intelligence, active engagement, and improving underwriting profitability. 

Re-imagining Motor Insurance with Pay Per Mile

Plug & Play solution which enables to launch PPM offerings within weeks.

Contextual and Comprehensive Driving Risk Measurement

We fuse real-time traffic and weather information to make driving data meaningful and actionable

Speed Relative to Real-Time Traffic

Speed Relative to Real-Time Traffic

Measure the actual risk from speeding by identifying how fast the driver is going compared to the traffic.
Driver Behaviour Insights

Driver Behaviour Insights

Make sense of driver actions like acceleration, braking, and hard turns in context of actual driving conditions.
Identify causes of Distracted Driving

Identify causes of Distracted Driving

Build an accurate understanding of distracted driving habits of users by mapping phone usage w.r.t. speed and traffic.
Predict Instances of Drowsy Driving​

Predict Instances of Drowsy Driving​

We factor last rest taken, trip duration, speed profile, road type and other details to predict driver fatigue level.

Contextual Driving Risk Scores

Speeding

Relative Speeding

acceleration

Acceleration

Braking

Braking

Fatigue

Fatigue

Hard turn

Hard Turn

Distracted driving

Distracted Driving

Suggest the Safe Driving Speed Range

Kruzr continuously profiles the driver’s speed against traffic speed, factors in visibility, traction and type of road to estimate a safe speed range.

When the risk from speeding becomes significant, Kruzr suggests the safe speed range to drive at in current conditions.

Improve Insurance Customer Safety with Preventive Solutions

Kruzr not only adds context to driving data, it identifies preventable risk factors such as relative speed, fatigue and accident hot spots in real-time.

This enables the driver apps to actively guide the drivers in understanding and avoiding potential accident situations.

Guide drivers to take a break when tired

After 30 minutes of driving, Kruzr starts profiling the trip for drivers’ fatigue. By measuring the sleep pattern, daily driving time and current trip details along with city road or highway. The Machine Learning algorithms predict driver fatigue levels.

Once it reaches a threshold, the app guides drivers to take a coffee break.

Tools for Drivers to Avoid un-necessary Distractions

Kruzr enables drivers to configure their driving experience by defining which calls they want to receive, and which messages be read-out.

Most interruptions are unimportant and can wait. These tools allow drivers to customize their driving experience.

Help Drivers Avoid known Accident Hot-spots

SpotPatches of road which see a disproportionately high accident rate are identified in most geographies.

With Kruzr, you can now guide the drivers to be prepared before they encounter these locations.

Portfolio Cohort Segmentation​
Active Driver Guidance mob

Portfolio Cohort Segmentation​

INSURANCE

Over 60% drivers don’t make a claim in a decade and 20% drivers are responsible for 80% of the claims.

Optimize your portfolio with actionable segmentation and identify whom to retain and how to price based on risk.

pay-per-mile-mob

Usage Based Insurance

INSURANCE

Kruzr’s stack help insures understand their customer’s usage patterns and helps create new-age insurance policies linked to driver behaviour and usage.

Pay-Per-Mile Policy
True Policy Personalization
True Policy Personalizatio mobn

True Policy Personalization

INSURANCE

Kruzr’s contextual risk scoring helps insurers better understand their customer’s risk exposure and build accurate risk and pricing models. This enables insurers to create personalized policies for customers.

Let's Define the Future of Motor Insurance.
Together.

Kruzr Technology Solutions

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